[
 {
  "bank": "chase",
  "name": "Chase",
  "product": "Business Complete Checking",
  "domestic_out_usd": 25,
  "domestic_out_branch_usd": 35,
  "domestic_in_usd": 15,
  "intl_out_usd_wire_usd": 40,
  "intl_out_usd_wire_branch_usd": 50,
  "intl_out_fx_wire": "$5 online; $0 at $5,000 or more",
  "intl_in": "$15",
  "schedule_effective": "June 14, 2026",
  "fx_note": "Chase sets the exchange rate at its discretion and says it includes a spread; fee waivers do not cover the spread.",
  "notes": "Performance Business Checking gets incoming wires free and its two most expensive outgoing domestic wires free each statement period; Platinum Business Checking gets four outgoing wires free.",
  "checked": "2026-10-24",
  "source_title": "Additional Banking Services and Fees for Business Accounts (Deposit Account Agreement)",
  "source_url": "https://www.chase.com/content/dam/chase-ux/documents/personal/checking/biz-how-your-transaction-will-work.pdf"
 },
 {
  "bank": "bank-of-america",
  "name": "Bank of America",
  "product": "Business Advantage",
  "domestic_out_usd": 30,
  "domestic_out_branch_usd": null,
  "domestic_in_usd": 15,
  "intl_out_usd_wire_usd": 45,
  "intl_out_usd_wire_branch_usd": null,
  "intl_out_fx_wire": "$0",
  "intl_in": "$15",
  "schedule_effective": "February 20, 2026",
  "fx_note": "Bank of America says its exchange rate includes markups and that it makes money on the conversion.",
  "notes": "One price for each wire type, no online and branch split. Some Business Advantage accounts and Preferred Rewards tiers waive incoming fees, and some waive the first four outgoing wires sent online each cycle.",
  "checked": "2026-10-24",
  "source_title": "Business Schedule of Fees, Banking Solutions",
  "source_url": "https://www.bankofamerica.com/salesservices/smallbusiness/resources/business-schedule-fees/"
 },
 {
  "bank": "wells-fargo",
  "name": "Wells Fargo",
  "product": "Business checking (Initiate, Navigate, Optimize)",
  "domestic_out_usd": 30,
  "domestic_out_branch_usd": 40,
  "domestic_in_usd": 0,
  "intl_out_usd_wire_usd": 30,
  "intl_out_usd_wire_branch_usd": 40,
  "intl_out_fx_wire": "$0 digital; $40 branch",
  "intl_in": "$0",
  "schedule_effective": "July 28, 2026",
  "fx_note": "Wells Fargo says it sets the rate at its discretion, that the rate includes a markup and that different customers may get different rates.",
  "notes": "Incoming wires are free on non-analyzed accounts ($15 on analyzed). Some accounts get the first two outgoing domestic wires free each fee period.",
  "checked": "2026-10-24",
  "source_title": "Business Account Fee and Information Schedule",
  "source_url": "https://www.wellsfargo.com/assets/pdf/small-business/information-schedule.pdf"
 },
 {
  "bank": "citibank",
  "name": "Citibank",
  "product": "CitiBusiness checking (Connecticut and New Jersey schedule)",
  "domestic_out_usd": 17,
  "domestic_out_branch_usd": 55,
  "domestic_in_usd": 15,
  "intl_out_usd_wire_usd": 27,
  "intl_out_usd_wire_branch_usd": 65,
  "intl_out_fx_wire": null,
  "intl_in": "$15",
  "schedule_effective": "September 24, 2026",
  "fx_note": null,
  "notes": "Citi's business schedules differ by state; these are from its Connecticut and New Jersey edition. The higher figure is Citi's standard (non-online) fee. One international price, not split by currency.",
  "checked": "2026-10-24",
  "source_title": "Small Business CitiBusiness Standard Schedule of Fees and Charges (Applies to Connecticut and New Jersey)",
  "source_url": "https://www.citi.com/content/dam/cfs/mobile/assets/JRS/popups/StandardFeeSchedule_CT-NJ.pdf"
 },
 {
  "bank": "us-bank",
  "name": "U.S. Bank",
  "product": "Silver, Gold, Platinum and Premium Business Checking",
  "domestic_out_usd": 30,
  "domestic_out_branch_usd": 40,
  "domestic_in_usd": 14,
  "intl_out_usd_wire_usd": 45,
  "intl_out_usd_wire_branch_usd": 75,
  "intl_out_fx_wire": "$75",
  "intl_in": "$20",
  "schedule_effective": "August 10, 2026",
  "fx_note": "U.S. Bank converts at a retail rate it says includes its profit, fees, costs and charges.",
  "notes": "A $12-a-month wire module cuts domestic wires to $16 and US-dollar international wires to $35.",
  "checked": "2026-10-24",
  "source_title": "Business Banking Business Pricing Information",
  "source_url": "https://www.usbank.com/dam/en/documents/pdfs/disclosures/business-pricing-information.pdf"
 },
 {
  "bank": "pnc",
  "name": "PNC",
  "product": "Business checking",
  "domestic_out_usd": null,
  "domestic_out_branch_usd": 95,
  "domestic_in_usd": 15,
  "intl_out_usd_wire_usd": null,
  "intl_out_usd_wire_branch_usd": 135,
  "intl_out_fx_wire": "$110 (branch)",
  "intl_in": "$21",
  "schedule_effective": "May 31, 2026",
  "fx_note": null,
  "notes": "PNC's schedule prices branch-initiated wires only; online and treasury wire pricing is not in it. As printed, a same-currency international wire ($135) costs more than a cross-currency one ($110).",
  "checked": "2026-10-24",
  "source_title": "Business Checking Accounts and Related Charges",
  "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/smallbusiness/DepositAccounts/bus-deposit-fees.pdf"
 },
 {
  "bank": "truist",
  "name": "Truist",
  "product": "Business deposit accounts",
  "domestic_out_usd": 20,
  "domestic_out_branch_usd": 65,
  "domestic_in_usd": 15,
  "intl_out_usd_wire_usd": 35,
  "intl_out_usd_wire_branch_usd": 75,
  "intl_out_fx_wire": null,
  "intl_in": "$20",
  "schedule_effective": "June 5, 2026",
  "fx_note": null,
  "notes": "Online prices are for Truist's optional Online Banking Wire Transfer Service. The first four incoming domestic wires are free.",
  "checked": "2026-10-24",
  "source_title": "Business Deposit Accounts Fee Schedule",
  "source_url": "https://www.truist.com/content/dam/truist-bank/us/en/documents/rates-fees/small-business/business-deposit-accounts-fee-schedule.pdf"
 },
 {
  "bank": "capital-one",
  "name": "Capital One",
  "product": "Basic and Enhanced Business Checking",
  "domestic_out_usd": 25,
  "domestic_out_branch_usd": 25,
  "domestic_in_usd": 15,
  "intl_out_usd_wire_usd": 40,
  "intl_out_usd_wire_branch_usd": 40,
  "intl_out_fx_wire": null,
  "intl_in": "$15",
  "schedule_effective": "undated web page",
  "fx_note": null,
  "notes": "The same price applies online, at a branch or by phone. Enhanced Checking gets incoming domestic wires free; Premier tiers get bundles of free wires.",
  "checked": "2026-10-24",
  "source_title": "Capital One business checking accounts page (footnote 1, wire fees)",
  "source_url": "https://www.capitalone.com/small-business/bank/products/checking/"
 },
 {
  "bank": "td-bank",
  "name": "TD Bank",
  "product": "Business Simple Checking",
  "domestic_out_usd": 30,
  "domestic_out_branch_usd": null,
  "domestic_in_usd": 15,
  "intl_out_usd_wire_usd": 50,
  "intl_out_usd_wire_branch_usd": null,
  "intl_out_fx_wire": null,
  "intl_in": "$15",
  "schedule_effective": "October 2025 (form date)",
  "fx_note": null,
  "notes": "One price per wire type, no channel split; TD adds \"plus exchange rate, taxes and correspondent fees\" to the international fee.",
  "checked": "2026-10-24",
  "source_title": "TD Business Simple Checking Account Guide",
  "source_url": "https://www.td.com/content/dam/tdb/document/pdf/small-business/small-business-simplechecking-en.pdf"
 }
]