What will this transfer really cost?

Reference rate: ECB, 2026-10-23

Filled from the ECB reference rate. Overwrite it with a live rate if you have one.
Quote 1
Uses the bank's fee for a wire it converts to foreign currency, since you are pricing its exchange rate.
Or leave blank and enter what the recipient gets:
Quote 2
Or leave blank and enter what the recipient gets:
Quote 3
Or leave blank and enter what the recipient gets:

How it works: the cost of a quote is everything you pay minus what the money the recipient gets is worth at the mid-market rate. That catches a fee and an exchange-rate markup in one number. Assumes the fee is paid on top of the amount sent; if a provider takes its fee out of the amount, enter what the recipient gets instead of the rate. The mid-market rate is the ECB euro reference rate crossed to dollars. ECB reference rates are published for information purposes only.

Powered by wire.cash, with bank wire fees from each bank's published schedule.