About Wire Cash
Wire Cash publishes what US banks charge to send and receive wires, and a calculator that prices an international transfer against the mid-market exchange rate. It is not a money transmitter: it never sends, receives or holds money, and it doesn’t give financial advice.
Where the numbers come from
- Bank wire fees and cutoff times: each bank’s own consumer fee schedule, deposit account agreement or help page. Every bank page links the document and gives its effective date and the date we checked it.
- Exchange rates: the European Central Bank’s euro foreign exchange reference rates, published each TARGET business day and converted to dollars. These are reference rates, not rates anyone will trade at, which is exactly why they work as a yardstick.
- Transfer provider pricing: only what a provider publishes on its own pricing page. Where a provider shows a price only inside a live quote, we say so and do not invent a number.
- Fraud figures and consumer rights: the FBI’s Internet Crime Complaint Center, the FTC, the CFPB and the text of Regulation E.
Corrections
Banks change fees. If you see a figure that no longer matches the bank’s schedule, email hello@wire.cash or use the contact form with the link and we will fix it and change the page’s date.
How Wire Cash makes money
It doesn’t, today. We don’t take payment from the banks or transfer providers listed here, and there are no paid links. Wire Cash is independent of every bank and provider it names. The advertiser disclosure says how that would be handled if it ever changes.
The team
Editorial desk
Wire Cash editors
The Wire Cash desk reads banks' fee schedules and providers' pricing pages, and records each figure with the document's date, a link to it and the date it was checked.
Got a quote for an international transfer?
Put the fee and the exchange rate into the calculator and see the total cost in dollars.