Wire transfer fees by bank
Across the 17 banks below, a domestic outgoing wire costs $15 to $30 (median $30), and an international wire sent in dollars costs $25 to $75 (median $45). Every figure comes from the bank's own fee schedule, linked on its page.
| Bank | Domestic out | Domestic in | International out (USD) | International out (foreign currency) | International in | Schedule dated |
|---|---|---|---|---|---|---|
| Ally Bank | $20 | $0 | not published | not published | $0 | 2026-10-10 |
| Bank of America | $30 | $15 | $45 | $0 | $15 | 2026-08-07 |
| Capital One | $30 | not published | not published | not published | not published | undated |
| Charles Schwab Bank | $15 | $0 | not published | not published | not published | 2026-01 |
| Chase | $25 | $15 | $40 | $5 | $15 | 2026-06-14 |
| Citibank | $30 | $15 | $40 | $0 | $15 | 2026-08-01 |
| Citizens Bank | $30 | not published | $40 | $15 | $12 | 2026-10 |
| Discover Bank | $30 | not published | not published | not published | not published | 2026-10-08 |
| Huntington | $25 | $15 | $75 | not published | $15 | 2026-10 |
| Navy Federal Credit Union | $20 | $0 | $25 | $25 | $0 | 2025-05 |
| PNC Bank | $25 | $15 | $40 | $5 | $15 | 2026-05-31 |
| Regions | $30 | $15 | $50 | not published | $18 | 2026-09-09 |
| TD Bank | $30 | $15 | $50 | $25 | $15 | 2026-07 |
| Truist | $20 | $15 | $65 | not published | $20 | 2026-09-28 |
| U.S. Bank | $30 | $20 | $50 | not published | $25 | 2026-08-10 |
| USAA | $20 | $0 | $45 | $45 | $0 | undated |
| Wells Fargo | $30 | $0 | $30 | $0 | $0 | 2026-07-28 |
Reading the table
"International out (foreign currency)" is what the bank charges when it converts your dollars and sends pesos, rupees or euros. Many banks charge less, or nothing, for that version because they make money on the exchange rate instead. That rate is not in any fee schedule. The cost calculator turns it into dollars so you can compare it with the flat fee.
Banks in the table that charge nothing to receive a domestic wire: Ally Bank, Charles Schwab Bank, Navy Federal Credit Union, USAA, Wells Fargo.
Two charges can land on top of these. An intermediary (correspondent) bank between your bank and the recipient's can deduct its own fee from an international wire, and the receiving bank can charge an incoming fee. Federal rules require a remittance provider to disclose covered third-party fees to you up front for consumer transfers; see your rights on international transfers.
How we keep it current
Each bank's page names the document and its effective date. We recheck every schedule at least once a quarter and change a page's date only when a figure on it changes.