Wire fee and exchange rate data
Every table on this site is free to download as CSV or JSON: wire fees and cutoffs at 17 US banks, business wire fees at 9 more, and the ECB reference rates in dollars. Each row carries the date the bank prints and a link to the document it came from. Use it with credit to Wire Cash.
Downloads
| Dataset | Rows | As of | Files |
|---|---|---|---|
| Consumer wire transfer fees and cutoff times, 17 US banks Each bank's own published fee schedule or deposit agreement (source_url per row) | 17 | schedules dated 2025-05 to 2026-10-10; checked 2026-10-24 | CSV · JSON |
| Business account wire fees, 9 US banks Each bank's own business fee schedule (source_url per row) | 9 | checked 2026-10-24 | CSV · JSON |
| ECB euro reference rates crossed to US dollars European Central Bank, euro foreign exchange reference rates (published for information purposes only) | 29 | 2026-10-23 | CSV · JSON |
The files are rebuilt from the site's own data every time the site is built, so they always match the pages. A machine-readable list of them, with row counts and dates, is at /data/downloads/manifest.json.
Bank wire fees: what each column means
| Column | Meaning |
|---|---|
bank | Short id for the bank, the same as its page address on this site (/banks/<bank>/). |
name, kind | Bank name, and whether it is a bank, credit union or brokerage bank. |
domestic_out_usd | Fee to send a domestic wire, in dollars, at the cheapest channel the bank prices (usually online). Empty means the bank does not publish it. |
domestic_in_usd | Fee to receive a domestic wire. |
intl_out_usd_wire_usd | Fee to send an international wire in US dollars. |
intl_out_fx_wire_usd | Fee to send an international wire the bank converts to foreign currency. The bank also earns on its exchange rate, which no fee schedule shows. |
intl_in_usd | Fee to receive an international wire. |
*_note | The bank's own conditions on that fee: branch prices, waivers by account type, thresholds. |
cutoff_domestic, cutoff_international, cutoff_note | Same-day sending deadline as the bank publishes it, Eastern time unless stated. |
waivers, fx_note | Accounts that pay no wire fees, and what the bank says about its exchange rate. |
schedule_effective | The date printed on the bank's fee schedule (some print only a month). |
checked | The day we last read the schedule. |
source_title, source_url, other_sources | The document each figure comes from. Read it before relying on a number. |
An empty cell is a figure the bank does not publish. We never fill one with an estimate. The business file uses the same idea with branch prices in their own columns; its foreign-currency wire column is text, because several banks price it with conditions.
Exchange rates
ecb-reference-rates-usd holds the European Central Bank's euro reference rates for 2026-10-23, crossed to dollars: units of each
currency per US dollar, and dollars per unit. The ECB publishes rates against the euro only, so a dollar rate is the currency's euro rate
divided by the dollar's euro rate. These are reference rates, not prices anyone will trade at. ECB reference rates are published for
information purposes only. ECB reference rates.
Live API
GET /api/live?ids=ECB_USD,ECB_MXN,ECB_INR,ECB_PHP returns the newest ECB reading for each series from the database behind this site, with its date,
the reading a week and a month earlier, a freshness flag (fresh, stale, dead) and the ECB citation.
Series ids are ECB_ plus the currency code (29 currencies, quoted per euro). Add &history=60 for the last 60 readings.
Responses are cached for 15 minutes and open to any origin.
Example: https://wire.cash/api/live?ids=ECB_USD,ECB_MXN,ECB_INR,ECB_PHP
Embed on your site
A rate ticker in this site's colors:
<iframe src="https://wire.cash/embed/rates?ids=ECB_USD,ECB_GBP,ECB_MXN" width="100%" height="150" style="border:0" title="Exchange rates from Wire Cash" loading="lazy"></iframe>The transfer cost calculator (preview it):
<iframe src="https://wire.cash/embed/true-cost/" width="100%" height="1400" style="border:0" title="Transfer cost calculator from Wire Cash" loading="lazy"></iframe>License
The fee figures are facts taken from each bank's published schedule, and the exchange rates come from the ECB. Our compilation (the normalized tables, notes and files) is offered under CC BY 4.0: use it, change it, sell work built on it, and credit "Data: Wire Cash (wire.cash)" with a link. The ECB's own terms still apply to the exchange rates. No warranty: banks change fees without notice, and the bank's current schedule governs. For bulk or commercial API use, write to hello@wire.cash. These license terms are a draft pending the owner's review.