Business wire transfer fees
On standard business checking, an outgoing domestic wire costs $17 to $95 at the nine banks below, and the cheapest prices are for wires sent online. Several banks sell monthly wire bundles or waive fees on higher-tier accounts, which changes the math for a business that wires every week.
| Bank | Domestic out, online | Domestic out, branch | International out (USD), online | International out (USD), branch | Sent in foreign currency | Incoming |
|---|---|---|---|---|---|---|
| Chase | $25 | $35 | $40 | $50 | $5 online; $0 at $5,000 or more | $15 |
| Bank of America | $30 | same | $45 | same | $0 | $15 |
| Wells Fargo | $30 | $40 | $30 | $40 | $0 digital; $40 branch | $0 |
| Citibank | $17 | $55 | $27 | $65 | no separate price | $15 |
| U.S. Bank | $30 | $40 | $45 | $75 | $75 | $14 |
| PNC | not published | $95 | not published | $135 | $110 (branch) | $15 |
| Truist | $20 | $65 | $35 | $75 | no separate price | $15 |
| Capital One | $25 | $25 | $40 | $40 | no separate price | $15 |
| TD Bank | $30 | same | $50 | same | no separate price | $15 |
Chase
Performance Business Checking gets incoming wires free and its two most expensive outgoing domestic wires free each statement period; Platinum Business Checking gets four outgoing wires free. Chase sets the exchange rate at its discretion and says it includes a spread; fee waivers do not cover the spread.
Business Complete Checking. Source: Additional Banking Services and Fees for Business Accounts (Deposit Account Agreement), effective June 14, 2026.
Bank of America
One price for each wire type, no online and branch split. Some Business Advantage accounts and Preferred Rewards tiers waive incoming fees, and some waive the first four outgoing wires sent online each cycle. Bank of America says its exchange rate includes markups and that it makes money on the conversion.
Business Advantage. Source: Business Schedule of Fees, Banking Solutions, effective February 20, 2026.
Wells Fargo
Incoming wires are free on non-analyzed accounts ($15 on analyzed). Some accounts get the first two outgoing domestic wires free each fee period. Wells Fargo says it sets the rate at its discretion, that the rate includes a markup and that different customers may get different rates.
Business checking (Initiate, Navigate, Optimize). Source: Business Account Fee and Information Schedule, effective July 28, 2026.
Citibank
Citi's business schedules differ by state; these are from its Connecticut and New Jersey edition. The higher figure is Citi's standard (non-online) fee. One international price, not split by currency.
CitiBusiness checking (Connecticut and New Jersey schedule). Source: Small Business CitiBusiness Standard Schedule of Fees and Charges (Applies to Connecticut and New Jersey), effective September 24, 2026.
U.S. Bank
A $12-a-month wire module cuts domestic wires to $16 and US-dollar international wires to $35. U.S. Bank converts at a retail rate it says includes its profit, fees, costs and charges.
Silver, Gold, Platinum and Premium Business Checking. Source: Business Banking Business Pricing Information, effective August 10, 2026.
PNC
PNC's schedule prices branch-initiated wires only; online and treasury wire pricing is not in it. As printed, a same-currency international wire ($135) costs more than a cross-currency one ($110).
Business checking. Source: Business Checking Accounts and Related Charges, effective May 31, 2026.
Truist
Online prices are for Truist's optional Online Banking Wire Transfer Service. The first four incoming domestic wires are free.
Business deposit accounts. Source: Business Deposit Accounts Fee Schedule, effective June 5, 2026.
Capital One
The same price applies online, at a branch or by phone. Enhanced Checking gets incoming domestic wires free; Premier tiers get bundles of free wires.
Basic and Enhanced Business Checking. Source: Capital One business checking accounts page (footnote 1, wire fees), undated web page.
TD Bank
One price per wire type, no channel split; TD adds "plus exchange rate, taxes and correspondent fees" to the international fee.
Business Simple Checking. Source: TD Business Simple Checking Account Guide, effective October 2025 (form date).
Checked 2026-10-24. Huntington (pages refused automated access; nothing verified). Revolut Business US (pages refused automated access; nothing verified).