Guides

What a wire transfer really costs, bank by bank.

How long does a wire transfer take?

A domestic wire sent before the cutoff usually arrives the same business day; an international one takes one to five. What slows each down.

How to send a wire transfer

The exact details a bank asks for to send a domestic or international wire, what SWIFT, IBAN, CLABE and IFSC codes are, and how to avoid a returned wire.

Paying an international invoice

Whether to pay a foreign supplier in dollars or their currency, who carries the exchange risk, what the SHA and OUR charge codes mean, and when to lock a rate.

Your rights on an international transfer

What a bank or transfer company must tell you before you send money abroad, the 30-minute cancellation right, and how to get an error fixed, under Regulation E.

Wire fraud red flags

The warning signs the FBI, FTC and FinCEN see in wire fraud, why home closings are the top target, and who to call first if you sent money to a scammer.

Wire transfer vs ACH

A wire moves money the same day and cannot be pulled back. ACH is cheap or free but slower. When each one makes sense, with the rules behind them.

Got a quote for an international transfer?

Put the fee and the exchange rate into the calculator and see the total cost in dollars.

Price a transfer