Ally Bank wire transfer fees

Ally Bank charges $20 to send a domestic wire and $0 to receive a domestic one, according to its published fee schedule dated October 10, 2026.

Domestic, outgoing
$20
Domestic, incoming
$0
International out, sent in USD
–Not published
International out, foreign currency
–Not published
International, incoming
$0
Same-day cutoff
3:00 p.m. ET

Sending abroad from Ally Bank

Ally does not send international wires.

Who pays less

The fee is refunded when you wire money to your own Ally Invest account.

Cutoff times

Wires must be reviewed before 3:00 p.m. ET; verified wires go out by 6:00 p.m. ET.

Worth knowing

  • New customers have a $25,000 wire limit for the first 90 days after opening their first account.
  • Incoming wires arrive through JPMorgan Chase as Ally's receiving bank, and an intermediary bank may take a fee.

Of the 17 banks in our table, 1 charges less for a standard outgoing domestic wire. See the full table.

Where these numbers come from

Checked 2026-10-24. Banks change fees; the bank's current schedule and the disclosure it gives you before you send are what bind it. Spot an outdated figure? Tell us.