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Citibank wire transfer fees

Citibank charges $30 to send a domestic wire, $40 to send an international wire in US dollars and $15 to receive a domestic one, according to its published fee schedule dated August 1, 2026.

Domestic, outgoing
$30Standard online; $25 Citi Priority, $0 Citigold; $35 at a branch
Domestic, incoming
$15$0 for Citi Priority and Citigold
International out, sent in USD
$40
International out, foreign currency
$0
International, incoming
$15
Same-day cutoff
6:45 p.m. ETInternational: 6:00 p.m. ET

Sending abroad from Citibank

Since August 1, 2026, Citi charges $40 online for an international wire in US dollars on standard accounts ($35 Citi Priority, $0 Citigold), $45 through a branch, and $0 online for a foreign-currency wire.

The exchange rate is a second charge

Citi's account agreement says the exchange rate includes a commission to Citibank for exchanging the currency.

That markup does not appear on the fee schedule. Ask the bank for the rate before you confirm, then compare it with the reference rate in the calculator below to see what it costs in dollars.

Who pays less

Citigold Private Client pays no wire fees. Citigold pays nothing for online wires. Citi Priority pays reduced online fees and nothing for incoming wires.

Cutoff times

Online cutoffs on citi.com are 6:45 p.m. ET for domestic wires and 6:00 p.m. ET for international ones.

Worth knowing

  • Citi raised its online wire fees on August 1, 2026: domestic from $25 to $30 on standard accounts, international in dollars from $35 to $40. Older guides still show the old amounts.
  • Foreign-currency wires sent through Citi Online or the app carry no wire fee on any account tier; through a branch they cost $45.
  • Transfers to another Citi account carry no wire fee.

Of the 17 banks in our table, 8 charge less for a standard outgoing domestic wire. See the full table.

Where these numbers come from

Checked 2026-10-24. Banks change fees; the bank's current schedule and the disclosure it gives you before you send are what bind it. Spot an outdated figure? Tell us.

Sending abroad from Citibank? Price the whole transfer

Reference rate: ECB, 2026-10-23

Filled from the ECB reference rate. Overwrite it with a live rate if you have one.
Quote 1
Uses the bank's fee for a wire it converts to foreign currency, since you are pricing its exchange rate.
Or leave blank and enter what the recipient gets:
Quote 2
Or leave blank and enter what the recipient gets:
Quote 3
Or leave blank and enter what the recipient gets:

How it works: the cost of a quote is everything you pay minus what the money the recipient gets is worth at the mid-market rate. That catches a fee and an exchange-rate markup in one number. Assumes the fee is paid on top of the amount sent; if a provider takes its fee out of the amount, enter what the recipient gets instead of the rate. The mid-market rate is the ECB euro reference rate crossed to dollars. ECB reference rates are published for information purposes only.