Chase wire transfer fees

Sending abroad from Chase

Chase charges $40 online ($50 with a banker) to send an international wire in US dollars, and $5 online to send it in foreign currency, or $0 when that foreign-currency wire is $5,000 or more. A banker-assisted foreign-currency wire is $50.

The exchange rate is a second charge

Chase says its exchange rate includes a spread and that you should expect rates less favorable than those quoted online or in publications.

That markup does not appear on the fee schedule. Ask the bank for the rate before you confirm, then compare it with the reference rate in the calculator below to see what it costs in dollars.

Who pays less

Chase Private Client Checking and Savings pay no Chase fee on incoming or outgoing wires, and Premier Plus Checking with military direct deposit pays no Chase wire fees. The waiver does not touch the exchange rate.

Cutoff times

Chase does not publish a same-day cutoff for outgoing wires in its fee schedule or on its wire FAQ. A future-dated domestic wire can be cancelled until 11:59 p.m. ET the day before it is due to go.

Worth knowing

• Chase Secure Checking and Chase First Checking cannot send wires, and Chase First Checking returns incoming ones.
• An incoming wire is free if it was sent from another Chase account by a banker or on chase.com or the app.

Of the 17 banks in our table, 5 charge less for a standard outgoing domestic wire. See the full table.

Where these numbers come from

• Chase: Deposit Account Agreement - Additional Banking Services and Fees for Personal Accounts

Checked 2026-10-24. Banks change fees; the bank's current schedule and the disclosure it gives you before you send are what bind it. Spot an outdated figure? Tell us.