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Bank of America wire transfer fees

Bank of America charges $30 to send a domestic wire, $45 to send an international wire in US dollars and $15 to receive a domestic one, according to its published fee schedule dated August 7, 2026.

Domestic, outgoing
$30
Domestic, incoming
$15
International out, sent in USD
$45
International out, foreign currency
$0
International, incoming
$15
Same-day cutoff
5:00 p.m. ETInternational: 5:00 p.m. ET

Sending abroad from Bank of America

Bank of America charges $45 to send an international wire in US dollars and no wire fee to send it in foreign currency, where its exchange rate does the earning.

The exchange rate is a second charge

Its schedule says plainly that the exchange rate includes markups and that it makes money on the currency exchange.

That markup does not appear on the fee schedule. Ask the bank for the rate before you confirm, then compare it with the reference rate in the calculator below to see what it costs in dollars.

Who pays less

Bank of America waives the outgoing domestic wire fee for BofA Rewards Premier clients, and waives incoming wire fees, domestic and international, for its Preferred Plus, Preferred Honors and Premier tiers.

Cutoff times

5:00 p.m. ET for wires sent in Online Banking or the mobile app, in US dollars or foreign currency.

Worth knowing

  • The schedule gives one fee for each wire type, with no separate online and branch prices.

Of the 17 banks in our table, 8 charge less for a standard outgoing domestic wire. See the full table.

Where these numbers come from

Checked 2026-10-24. Banks change fees; the bank's current schedule and the disclosure it gives you before you send are what bind it. Spot an outdated figure? Tell us.

Sending abroad from Bank of America? Price the whole transfer

Reference rate: ECB, 2026-10-23

Filled from the ECB reference rate. Overwrite it with a live rate if you have one.
Quote 1
Uses the bank's fee for a wire it converts to foreign currency, since you are pricing its exchange rate.
Or leave blank and enter what the recipient gets:
Quote 2
Or leave blank and enter what the recipient gets:
Quote 3
Or leave blank and enter what the recipient gets:

How it works: the cost of a quote is everything you pay minus what the money the recipient gets is worth at the mid-market rate. That catches a fee and an exchange-rate markup in one number. Assumes the fee is paid on top of the amount sent; if a provider takes its fee out of the amount, enter what the recipient gets instead of the rate. The mid-market rate is the ECB euro reference rate crossed to dollars. ECB reference rates are published for information purposes only.