Discover Bank wire transfer fees
Discover Bank charges $30 to send a domestic wire, according to its published fee schedule dated October 8, 2026.
- Domestic, outgoing
- $30
- Domestic, incoming
- –Not published
- International out, sent in USD
- –Not published
- International out, foreign currency
- –Not published
- International, incoming
- –Not published
- Same-day cutoff
- 3:00 p.m. ET
The exchange rate is a second charge
Incoming foreign-currency wires are converted at a rate set by intermediary banks.
That markup does not appear on the fee schedule. Ask the bank for the rate before you confirm, then compare it with the reference rate in the calculator below to see what it costs in dollars.
Who pays less
The fee does not apply to IRAs.
Cutoff times
3:00 p.m. ET for a wire received and fully verified.
Worth knowing
- Wires can be sent online, in the app or with a wire transfer form.
Of the 17 banks in our table, 8 charge less for a standard outgoing domestic wire. See the full table.
Where these numbers come from
Checked 2026-10-24. Banks change fees; the bank's current schedule and the disclosure it gives you before you send are what bind it. Spot an outdated figure? Tell us.