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Citizens Bank wire transfer fees

Citizens Bank charges $30 to send a domestic wire and $40 to send an international wire in US dollars, according to its published fee schedule dated October 2026.

Domestic, outgoing
$30$18 for a repetitive wire
Domestic, incoming
–Priced by how you are notified: $18 by mail, $28 by phone, $26 by faxNot published
International out, sent in USD
$40
International out, foreign currency
$15
International, incoming
$12$12 in US dollars, $10 in foreign currency
Same-day cutoff
Not published

Sending abroad from Citizens Bank

Citizens charges $40 for a one-off international wire in US dollars ($22.50 repetitive) and $15 for one in foreign currency ($7.50 repetitive).

Who pays less

Citizens Quest, Citizens Private Client and Citizens Private Bank customers pay no wire fees.

Worth knowing

  • A repetitive wire, sent again to a saved recipient, costs less: $18 domestic, $22.50 international in dollars, $7.50 in foreign currency.

Of the 17 banks in our table, 8 charge less for a standard outgoing domestic wire. See the full table.

Where these numbers come from

Checked 2026-10-24. Banks change fees; the bank's current schedule and the disclosure it gives you before you send are what bind it. Spot an outdated figure? Tell us.

Sending abroad from Citizens Bank? Price the whole transfer

Reference rate: ECB, 2026-10-23

Filled from the ECB reference rate. Overwrite it with a live rate if you have one.
Quote 1
Uses the bank's fee for a wire it converts to foreign currency, since you are pricing its exchange rate.
Or leave blank and enter what the recipient gets:
Quote 2
Or leave blank and enter what the recipient gets:
Quote 3
Or leave blank and enter what the recipient gets:

How it works: the cost of a quote is everything you pay minus what the money the recipient gets is worth at the mid-market rate. That catches a fee and an exchange-rate markup in one number. Assumes the fee is paid on top of the amount sent; if a provider takes its fee out of the amount, enter what the recipient gets instead of the rate. The mid-market rate is the ECB euro reference rate crossed to dollars. ECB reference rates are published for information purposes only.